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1. We do our best to ensure that the web site operates properly at all times, but we make no warranties as to the availability or accessibility of the web site, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the web site.
2. Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.
3. Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.
4. All Intellectual Property Rights and goodwill in or relating to the contents of the web site belong to either ourselves or to a member of the St. James’s Place group.
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